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The Pub For General Automotive Related Talk |
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#1 | ||
Blue ~oval~ Blooded!!!
Join Date: Oct 2005
Location: Wondai QLD
Posts: 775
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the big day has finally come.....my wife and i finally got our rims on- 18" xhp scorch on my au and the wifes 2001 beetle yaaaaaaa!
![]() then we thought we'd do the right thing and notify the insurance company- who we won't name- and they told us that because they weren't factory, ie tickford wheels, they couldn't insure us! ![]() ![]() needless to say we will be looking for a new insurer very soon ![]()
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Give me fuel, give me fire! 50th Anniv G6E Turbo in Sensation Cobalt blue 94 ED XR8 Sprint- resto/ project
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#2 | ||
FF.Com.Au Hardcore
Join Date: Apr 2006
Location: Melbourne
Posts: 1,025
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at least your not a probation driver! some of us cop it HARD! :(
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#3 | ||
OzEcruisers PRESIDENT
![]() Join Date: Mar 2005
Location: Melbz
Posts: 15,761
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Bigger Wheels - Higher Theft Risk
Some insurer's dont want to insure a high risk Thats it plain and simple. Same as they wont issue new cover on a house that is in the path of an on-coming bush fire......
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1994 Ford Fairmont EF NA 6cyl Man 3.9 diff Sedan PROEF 13.46 @ 105.78mph Tuned by DYNOMOTIVE 200BUX - AFF Drag Nats 2019 EF Wagon
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#4 | ||
DJR Fan
Join Date: Jan 2005
Location: Sydney
Posts: 2,575
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Best thing to do is to call them up before you get the mods done to make sure its ok. Thats what I did. Just called up Shannons and said, "Im thinking about doing this, this and this", and they said its all ok. That way you dont find yourself in a situation like you are in now.
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#5 | ||
Blue ~oval~ Blooded!!!
Join Date: Oct 2005
Location: Wondai QLD
Posts: 775
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ordinarilly i would have......but seriously because of non factory rims????? at the ford dealership where i work we are always fitting non factory (mostly amg or rodney jane racing) rims to our used cars. will i have to get permission to change the type of air freshener i use???? heaven forbid should i change my seat covers!
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Give me fuel, give me fire! 50th Anniv G6E Turbo in Sensation Cobalt blue 94 ED XR8 Sprint- resto/ project
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#6 | ||
XRR83D
Join Date: Sep 2005
Location: Central Coast, NSW
Posts: 1,171
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Thats a quick way to lose a client...My premium didn't change at all when I told them I lowered that car, put aftermarket rims on, and a full exhaust system in.....
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2003 BA XR8 Falcon - Lightning Strike Mods: 18" GT's (Aftermarket), BF GT front end(FibreSports), Tint, Premo Sound, Leather, CAI, DBA slotted, 2007 Suzuki Swift - Pearl Red Povo Pack |
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#7 | ||
Regular Member
Join Date: May 2006
Posts: 272
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Call the insure back again, speak with someone else and see if you get the same response. Surely they've got that wrong.
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#8 | ||
XRR83D
Join Date: Sep 2005
Location: Central Coast, NSW
Posts: 1,171
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Call them back and tell 'em you're leavin!
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2003 BA XR8 Falcon - Lightning Strike Mods: 18" GT's (Aftermarket), BF GT front end(FibreSports), Tint, Premo Sound, Leather, CAI, DBA slotted, 2007 Suzuki Swift - Pearl Red Povo Pack |
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#9 | ||
Blue ~oval~ Blooded!!!
Join Date: Oct 2005
Location: Wondai QLD
Posts: 775
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i sure will be leavin' some of the blokes at work have put in newer and larger engines, different rims and completely painted their cars, but can still get insurance.. will definently be ringing around the next few days....it's not like the car is supercharged or anything....
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Give me fuel, give me fire! 50th Anniv G6E Turbo in Sensation Cobalt blue 94 ED XR8 Sprint- resto/ project
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#10 | ||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: ACT
Posts: 4,028
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As you work at a dealership, why not ring the insurance company and say the rims were "fitted by a dealer" or "fitted through a dealership"!!!
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Current Rides: 2000 AU 5L XLS ute; 1970 Mustang project |
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#11 | ||
Blue ~oval~ Blooded!!!
Join Date: Oct 2005
Location: Wondai QLD
Posts: 775
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i thought of that but the boss is away for a feew weeks and i only have a week to find another insurer. it's probably not going to be a major issue, but its a right pain in the a$$, especially as we never made a claim with the old company in the 5 or so years that we've been with them, also we insure the house and contents with them, it is just really annoying to be labeled as hoons, coz we got rims put on
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Give me fuel, give me fire! 50th Anniv G6E Turbo in Sensation Cobalt blue 94 ED XR8 Sprint- resto/ project
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#12 | ||
FF.Com.Au Hardcore
Join Date: May 2005
Posts: 3,150
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ring them and tell them you are taking all your insurance to another company and will be telling all your friends and family to do likewise,.
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Hervey Bay QLD Great trades recently- GILMORE BOSSYONBIKE |
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#13 | |||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Melbourne, Australia
Posts: 2,602
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AAMI let you make as many legal mods as you like if you are over 30. There would be a few who will insure you, and more that won't
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#14 | |||
Budget Racer
Join Date: Dec 2004
Location: Melbourne
Posts: 2,421
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Quote:
If I put wider ones on I'd just go crazy and become an instant HOON :hihi:
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12.1@112Mph 285rwkw on n2o Cleveland Power |
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#15 | ||
Hello
Join Date: Dec 2004
Location: Mt Barker, SA
Posts: 4,300
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That sounds very dodgy. I had a similar experience with an insurance company who are known to be very conservative with cars and drivers (as opposed to houses etc). They like to insure unmodded, white, auto Camrys driven by 50 year olds with hats on the rear parcel shelf. Their name begins with A. And its not AAMI.
It could be a mistake.
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2008 FPV TERRITORY F6-X Silhouette, window tint, roof racks, 3rd row seats, ROH Mantis 19s, black custom plates 'FPVF6X' and no stripes. ![]() ![]() |
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#16 | ||
OzEcruisers PRESIDENT
![]() Join Date: Mar 2005
Location: Melbz
Posts: 15,761
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People People People you still dont get it do you?
Obvioulsy you have insured your car with a company based on premium not on the policy. Now you are only crying because they dont want to insure you anymore with your modified car and its going to cost you more. You cant have both a "Cheap Premium" and a "Modified Car" And you can NEVER compare what you are paying with some one else's insurance policy as there are so many different variables. For example i know of a 2006 BF GT Financed 25 year old driver who pays $495 Now how does he get that premium - well its a car on a fleet of 100 other cars - can you see the difference?
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1994 Ford Fairmont EF NA 6cyl Man 3.9 diff Sedan PROEF 13.46 @ 105.78mph Tuned by DYNOMOTIVE 200BUX - AFF Drag Nats 2019 EF Wagon
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#17 | ||
Merry Xmas To All
Join Date: Feb 2006
Location: Melton South, Moderator: ORSM Club
Posts: 3,413
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Modified? Then forget normal insurers. The only piece of mind is with companies like Shannons or Just Cars. But you have to pay for the privellege. As long as the mod is legal, it's covered.
Last edited by ORSM T; 16-06-2006 at 01:02 AM. |
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#18 | |||
FF.Com.Au Hardcore
Join Date: Aug 2005
Location: Melbourne
Posts: 536
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#19 | ||
Banned
Join Date: Jun 2005
Posts: 324
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look in to "Just Cars" i havent had a problem with them so far .... so if all you have are rims there shouldnt be a problem considering ive got listed :Exhaust, extractors, cam, and 18inch rims
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#20 | ||
Regular Member
Join Date: Mar 2006
Location: Newcastle
Posts: 281
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I just got my xb coupe insured with shannons. The guy said has it got a standard engine I said no it has a whole pile of work done to it(and it has 16 inch rims). The premium only went up $100 which is pretty good I think considering I rang aami and they could not even find an xb coupe on their books. Just shop around surely just putting a set of rims on youre car cant be all that much hasstle. But as someone else said expect to pay more if you have a modified car even if it is just the wheels
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xb coupe. 351c, roller cam, 4v's,funnel web,and a whole pile of other crap .c4 2800 stall.9in,3.5, detroit locker. |
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#21 | |||
Regular Member
Join Date: May 2006
Posts: 272
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Quote:
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#22 | ||
Pimp Daddy Pimp Pimp
Join Date: Jun 2005
Location: Queensland Events Assistant Co-Ordinator. Fiery's Little Helper
Posts: 1,942
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I with RACQ they had no problem with larger rims.
Jeff
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Got a Qld, Contact Us PM ULTIMATE PM FIERY (The Guru) --------------------------------------------------- AFF Merchandise Excellent Purchases With: AFF Team, Rooster, Russ |
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#23 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Geelong
Posts: 1,870
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some aftermarket rims may be a too many inches bigger than standard. some may be the same size and thats why they wont affect insurance. WE have 19's on our car and that was ok with insurance as they can come with factory optioned 18's so it was only 1 inch bigger at the time. But now we have done the right thing for us and insured the car for everything with Just cars and the only thing that couldnt be insured was the airbrushing, but thats ok for us as most of it removable so only gets put on for the shows. Just cars was actually cheaper then the other company we were with and this company was not insuring all the mods only rims and exhaust, as soon as we did the engine/ transmission mods they wouldnt insure it, which is totally uunderstandable . so we changed
change insurance companies to ensure your car is insured correctly if your current one will not insure the rims. We also have a ef XR6 Wagon and a couple of insurance companies wouldnt ensure it believe it our not, 1 because it was considered a "sports sedan" and another because it has a sports exhaust fitted to it!~!! |
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#24 | ||
Central to all beach's
Join Date: Dec 2005
Location: Alice Springs
Posts: 1,653
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How do the wee boys in their rice burners get on with insurance?? Anybody know??
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#25 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Geelong
Posts: 1,870
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Mum and dad Perhaps?>?
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#26 | ||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Pakenham, Victoria
Posts: 6,983
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Insurance is always a headache. Good luck with it. I've got a particular company still wanting me to renew with them. The policies expired 3mths ago or so yet they're sending me letters to renew. Bugger that they are $300 dearer for my EL and $200 dearer for my Madza!
Shannons are well priced for modded cars. I took my XB and EL and gave Shannons my business. Shannons couldn't help with the Madza. Policy was $100 dearer.
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74 XB Fairmont (street car) 11.07@123.02mph. 08 LV Ford Focus XR5 (daily). Tuned by Hallam Performance |
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#27 | |||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: QLD
Posts: 1,255
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Quote:
I had the XR with BD and changed 1 thing it was not illegal and it was sanctioned by FORD who I bought them off and I put it on and they wiped me like a dirty bum saying tha car was not standard anymore.
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Regards Alan FG GT in Lightning Strike 5th anniversary edition in manual 1 of 25 And an 2019 MD Mondeo Trend Wagon in Platinum White |
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#28 | |||
re
Join Date: Oct 2005
Location: Victoria - where being slow & incompetent is considered being "safe"
Posts: 1,323
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Quote:
Springs, shocks and swaybars caused it to become a “medium level of modification”. Hate to hear what they claim a wildly modified car is....
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Scuderia Rev: Otto the tow pig - 2007 3.0 litre Coupé, vernünftig schnelle aber kein peilstab, Bathurst 2007 und 2010 zwölf Stunde Gewinner Jaffa the angry ant - mid 70's Honda 市民の, 73 と立方インチ LSD Elle "the body" shell - early 70's Datsun フェアレディ coupe. いい体は彼女の内側、内側と土台を待つ |
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#29 | ||
Built Ford Tough
Join Date: Jan 2005
Location: State of Euphoria Mod: F-Series
Posts: 3,035
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Shannons have a modified car policy that allows any number of legal modifications.
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Black on white '83 SWB F100 C6 auto 351C on gas and on the ground --> Project Thread '55 F100, just a roller at the moment, new project Silver MY12 Volkswagen Amarok |
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#30 | ||
FF.Com.Au Hardcore
Join Date: May 2006
Location: In my happy place
Posts: 5,432
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While we're on the insurance for modified cars thing, does any one know if Vigial or Shannons etc do like a 3rd party property for rods etc I assume they do but, do they???
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